Savings & Investments

Putting a savings fund in place – either through regular saving or a lump sum investment – is one of the best ways of increasing your financial security and confidence.


You might have a specific reason for saving or you might just want to build up a rainy day fund so you know you can confidently meet future challenges.  Whatever your reasons, having a savings fund to fall back on is an excellent resource for anybody to have.


You can get started with a regular savings plan from as little as €75 per month and you will be surprised how quickly your fund starts to build up. 

It could also be the case that you have a lump sum to invest, possibly from funds already built up, or an inheritance or redundancy payment. 


We can give you access to deposit funds, but if you want to really give your money the potential to grow, you will need to take on an element of risk and put your money into investment funds.  Funds aim to grow your money faster than the interest rates offered by deposits. 

You can find funds with steady consistent growth, and funds that offer more potential for higher long-term gains. The higher the potential for growth, the riskier the fund, and your investment could go up or down. But with careful management, you can build a portfolio of funds geared towards your goals.

Our investment process provides us with a structure to successfully set up your portfolio in accordance with your needs and in line with our investment philosophy. 


We will help you to protect and grow your assets.

Contact us for an appointment and we can have a chat about your needs.


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When providing advice, the firm does not consider the adverse impacts of investment decisions on sustainability.  The firm will review this approach on an annual basis in February.

Members of...

CML Financial Ltd trading as CML Financial is regulated by the Central Bank of Ireland
Company Registration No. 437266. Registered office – The Business Centre, Lisfannon, Buncrana, Co. Donegal
Directors: Joseph Carlin BSc MSc QFA James O’Donnell BA FCA QFA
Joseph G. Carlin FCCA Dip Insolvency QFA
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